Working Capital

Businesses Across All Industries Need Access To Working Capital To Thrive And Grow

Businesses across all industries need access to working capital to thrive and grow. Vantage Point Commercial Capital offers a variety of working capital solutions for both new and established businesses nationwide.

Factoring Services

Unpaid customer invoices can cause cash flow strains and prevent businesses from growing. Vantage Point Commercial Capital provides invoice factoring to turn unpaid receivables into cash and make those funds available within 24 hours. Our factoring services include:

  • No arbitrary loan board decisions
  • Fast turnaround on invoices
  • No debt or fixed payments
  • Available to all businesses that issue invoices with schedules of 30 days or more
  • Easy to set up

Unsecured Business Lines of Credit

Vantage Point Commercial Capital offers unsecured lines of credit to new and existing businesses. Our lines of credit do not require any collateral, making them an ideal fit for new and small businesses that may not have the assets necessary to secure traditional financing. Unsecured business lines of credit from Vantage Point Commercial Capital include:

  • Unsecured lines of credit from $25,000 to $50,000 for startups and new businesses
  • Unsecured lines of credit up to $500,000 and above for established businesses
  • Low interest rates
  • No subprime loans
  • Revolving and non-revolving options
  • Attractive introductory offers
  • Up to 5% over prime for large lines of credit
  • No collateral required
  • Fast prequalifications

Merchant Cash Advances

Vantage Point Commercial Capital provides merchant cash advances to businesses in need of working capital. Our merchant cash advance program offers more flexibility than traditional loans. There are no monthly payments, no collateral required, and no debt is placed on the books. Merchant cash advances from Vantage Point Commercial Capital feature:

  • Working capital advances up to $200,000 for each business location
  • No collateral required
  • Flexible payment methods
  • No fixed payments, application fees, or closing costs
  • Minimal paperwork to qualify
  • No prepayment penalties
  • Financing available in as fast as 7 days

The balance on a merchant cash advance is repaid from a small percentage of credit card transactions. We accept all major credit cards, including:

  • American Express
  • Discover
  • Visa
  • MasterCard

Contact Us

If you need accessible and flexible working capital solutions for your business, contact the team at Vantage Point Commercial Capital.